I ran a blog back in the late 2000s-mid 2010s, when I was a plaintiff PI attorney. I took it off line in 2015, though I have access to scaled down versions of some of the old posts.
I remember that the blog had many post categories, including "Tasteless Attorney Ads", "Great (in the sarcastic sense) Insurance Company Ads" and a separate category for bad political ads.
I don't keep track of such things so much anymore. A comparison of those vintage ads to the present collection of inaccurate, tasteless and offensive garbage on various media platforms would be like comparing My Little Margie to Squid Game. But, one TV ad has caught my attention and deserves mention.
Ladder Insurance Company is a carrier I had never heard of until I saw an ad a couple of weeks ago. A screen cap is shown above, shows the punchline to, "Life insurance so good.....:
they're gonna want you dead."
Looking at the commercial again, I don't think the son cared if there was any financial incentive for taking a pop at the old man.
And if that side-splitter was not enough, there's this at the end:
"BUT SERIOUSLY: INTENTIONALLY KILLING A POLICYHOLDER WILL VOID ALL LIFE INSURANCE BENEFITS."
Hilarious as that line may be, it is false....or at least it had better be. Hopefully, should the policyholder be intentionally killed by anyone other than a beneficiary, the policy would pay? Not as arguably funny that way. But, I am sure it is all explained in the policy's fine print, which isn't quite as humorous as the commercial and isn't really all that important, except to the insurance company, at such time as your beneficiaries have the temerity to make a claim on the policy you paid for.
I am sure the theory behind funny insurance commercials is to get you to run to the computer and log on to the company's site, even if the commercial doesn't mention anything about insurance. My favorite commercials are those with the counselor trying to prevent new homeowners from becoming their parents. Not quite so funny after I realized that I am now at the age of the parents the homeowners don't want to become. Whatever. I also realized that after seeing the commercials dozens of times, I could not remember the name of the insurance company. I took special note the next time, and realized it was Progressive. I didn't run to the computer to sign up.